At ATMF, we listen to our client’s issues and provide the best solutions for them. Providing credit education to our clients is a top priority. The law is used to dispute inaccuracies on our clients behalf to strive to have an accurate and error-free credit report. Many feel more comfortable having a Credit Specialist advocate on their behalf. You are kept well informed throughout the entire process with customized notifications. Choosing ATMF as your main source for credit report repair, and credit education can be a great decision for you, as we assist you to achieve your financial goals.
There is a $199 fee to conduct a full credit audit and for the processing of your documents to enroll you as a new client. This fee is NON-REFUNDABLE. The monthly recurring fee for our services is $130. You can cancel your membership at any time. If more than one person wants to sign up for services please ask our specialist about our multi-person sign discount.
You can call to speak with a specialist to get started. You can also Click the link below for a quick and easy sign-up. https://avenuestomoveforward.com/sign-up/
Once you are in our system an ATMF credit specialist will follow up with you complete a thorough review and create disputes on your behalf.
Credit reporting agencies have 30 – 45 days to process disputes, typically you will see initial results in about 30-120 days.
We can challenge up to 20 negative accounts per bureau every 30 days.
Every client is unique, therefore the amount of time it takes to achieve desired credit goals varies. There is no guaranteed timeframe for results. For the best results and the quickest timeframe be sure to keep your credit utilization under 20% and keep all of your current bills paid on time. If you need to build new credit history be sure to start building between 30-60 days of stating your membership with ATMF. Keeping your membership active as well as your credit monitoring services. This will prevent any lapse or cancelation of service.
We will need a copy of your valid driver’s license or state identification, a utility bill, the last four digits of your social security number, and a valid email address.
When an individual borrows money, whether, through a revolving account such as a credit card, or an installment account an auto, or student loan, this information is gathered by the 3 major Credit Reporting Agency Experian, TransUnion, and Equifax. The data the credit reporting agencies have in your credit files is used to calculate your credit scores.
Yes, We do have promotions at certain times please ask an ATMF Credit Specialist for more information.
Yes, we work within a secure encrypted website and portal to keep your information safe.
You are entitled to one free copy of your credit report every 12 months from each of the three major credit reporting agencies Experian, TransUnion, and Equifax. Go to Annualcreditreport.com to retrieve your free copy. You can also purchase your credit report from a service with a monthly credit monitoring membership.
Easy. Just let us know through the Message Center in your account, or by email or phone.
Our process is to complete a detailed credit audit, and go over the findings with our clients. At this time you will give the explanation to any derogatory account that needs to be disputed with the credit bureaus or collection agency. During this time you can receive correspondence from the creditor or credit bureaus. The response can vary from stall letters, deletions, verification and updating of information on the credit report. No guarantees are made to remove negative items from the credit report, or give a certain credit score by a certain date.